{"id":29,"date":"2013-05-28T19:44:52","date_gmt":"2013-05-28T19:44:52","guid":{"rendered":"http:\/\/wsmstaging.com\/millar\/?page_id=29"},"modified":"2023-08-26T14:40:40","modified_gmt":"2023-08-26T14:40:40","slug":"business-owners","status":"publish","type":"page","link":"https:\/\/millarfinancial.ca\/?page_id=29","title":{"rendered":"Business Owners"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">We understand the challenges that business owners face in starting and growing a company. We provide a range of services designed to meet your specific needs, along with guidance and information that will help you choose suitable solutions for you. From employee group benefits and pension plans to corporate estate planning, we can help you to develop strategies that create opportunities for yourself and the business.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Our services for businesses include:<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Group Medical &amp; Dental Plans<\/b><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Income Replacement Programs (Long Term Disability Benefits)<\/b><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Investment Planning (Pension Plans &amp; Group RRSPs)<\/b><span style=\"font-weight: 400;\">*<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Critical Illness, Creditor &amp; Key Person Life Insurance<\/b><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Shareholder Agreement Strategies (Buy-Sell Agreements)<\/b><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Corporate Tax Planning, Corporate Estate Planning &amp; Generational Asset Transfer<\/b><\/li>\n<\/ol>\n<h2>Group Medical &amp; Dental Plans<\/h2>\n<p><span style=\"font-weight: 400;\">Well-designed and cost-effective group benefit plans are an asset to any business.\u00a0 We will tailor a plan that attracts, rewards and retains quality employees. Whatever the size of your company, you can provide them with benefits that meet their needs \u2013 and yours.\u00a0 Through cost containment and workplace seminars that educate employees on how to effectively utilize their program, we help to create long-term stability for all stakeholders.<\/span><\/p>\n<h2>Investment Planning<\/h2>\n<p><span style=\"font-weight: 400;\">(Pension Plans &amp; Group RRSPs)<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Remember what they say about the best-laid plans? Life can take unexpected turns, and an adaptable financial plan means you can go with the flow. Employers today want to make sure that the employee and employer contributions invested in their group RRSP or defined contribution pension plan are being invested in a manner that meets with the employees\u2019 objective. Our on-site, one-on-one consultation with employees addresses their retirement targets and ensures that their financial strategy is in line with their risk tolerance. We will help to create a robust financial plan for your employees that can be modified according to their current and future position.<\/span><\/p>\n<h2>Shareholder Agreement Strategies<\/h2>\n<p><span style=\"font-weight: 400;\">(Key Person &amp; Buy-Sell)<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Every business has people that are integral in keeping things running smoothly.\u00a0 Proper coverage helps cover income loss or replacement costs if a key person suffers a critical illness. Owners need to protect themselves as well. A Buy-Sell Agreement can provide for a suitable transfer of ownership to chosen successors in the case of death, career-ending illness or retirement.\u00a0 By creating a complete business continuation plan, you ensure your business&#8217;s continuation and that your family receives full value for it.<\/span><\/p>\n<h2>Corporate Tax, Estate Planning &amp; Generational Asset Transfer<\/h2>\n<p><span style=\"font-weight: 400;\">You\u2019ve worked hard for what you\u2019ve built, not only for your benefit but for others as well.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Unfortunately, incomplete estate planning often results in unnecessary tax payable upon death.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">We can help you plan to ensure a smooth transfer of wealth, with minimum taxes and delays, to maximize the benefit you leave to your loved ones and charities.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>We understand the challenges that business owners face in starting and growing a company. We provide a range of services designed to meet your specific needs, along with guidance and information that will help you choose suitable solutions for you. From employee group benefits and pension plans to corporate estate planning, we can help you [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"open","ping_status":"open","template":"","meta":{"footnotes":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/millarfinancial.ca\/?page_id=29\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Business Owners - S.R. 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